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Join us Nov 18-20

Join us for three days of dialogue as we explore the role of MFIs in promoting environmental sustainability. Read more

November 18

Join in the dialogue: What is the impact of microenterprise and microfinance clients on the natural environment? Read more

November 19

Dialogue: How can MFIs promote environmental sustainability and still meet their 'core mission' of reduce poverty? Read more

November 20

Dialogue: What is the role of donors and investors in ensuring environmental sustainability of an MFI and their clients? Read more

Biofuel

Biodiesel Fuel Production Jatropha Curcas - the plant is cultivated extensively for PPO (pure vegetable oil) as feedstock. Read more

Rural Solutions

Rural electrification using solar photovoltaic (PV) has substantial benefits, including reducing costs and improving efficiency. Read more

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GMf Team Profiles
Leadership Team Profiles

Elizabeth Israel
Focus: Partnerships and Development
Elizabeth is co-founder and President of GreenMicrofinance. For twenty-eight years, Elizabeth has worked in community-based economic development. For 7 years, she lived in rural communities with her family while serving in the Commonwealth of Dominica and in Nepal under the United Methodist Church.

In 1979 while living in Dominica, she facilitated the organization of one of the first Trickle Up (TUP) groups in the world, The Banana Bunch.  She continued as a TUP Coordinator while in Nepal for 3½ years.
 
After returning to the United States from Nepal, Elizabeth joined the newly-formed Working Capital - now merged with ACCION.   Her leadership over 10 years assisted Working Capital to become the foremost U.S. microfinance institution.  The organization received the First Presidential Award in Microenterprise Development for Innovation from President Bill Clinton at the White House in 1997. 
 
Subsequently Elizabeth joined Christian Children's Fund (CCF) as Washington Director.  Her efforts included the organization and leadership of CCF MEDI (Microenterprise Development Initiative), comprised of CCF senior staff in Uganda, Guatemala, Senegal, Mexico, and Thailand.   Later in her career, she provided technical support and training in Kenya, Ivory Coast, Thailand, India and the Philippines for ADRA International and World Relief.    

Elizabeth co-founded GreenMicrofinance in 2002.  Her vision is for GreenMicrofinance to lead the field of microfinance, ensuring that the principles of sustainable development are integrated into all lending policies and programs.
She initiated and co-facilitated the cutting-edge conference, Microenterprise and Environment Conference held at Valley Forge, Pennsylvania in 2004. During this conference, participants from over 10 countries developed the Guiding Principles for Microenterprise and the Environment

In 2006, Elizabeth co-facilitated the Wharton-Green Microfinance Roundtable: Microfinance and the Environment.  This roundtable was unique in format and brought many high profile practitioners, donors, and researchers together to discuss the opportunities and challenges in the area of microfinance, poverty reduction, and environmental sustainability.

 

She is has a MS in International Community Economic Development from Southern New Hampshire University and a MS in Management from Antioch University New England.

 
Thomas B. Israel
Focus: Strategic Planning and Business Development
Thomas retired in 2002 from an interesting and creative real estate career spanning forty-five years.  As vice president, he subsequently has devoted significant effort toward the success of GreenMicrofinance.  He also serves as board chair of GreenMicrofinance Center, a newly formed, non-profit organization.

He began his professional career in Richmond, Virginia, where he ultimately specialized in commercial site selection, leasing, and retail store operations.  After acquiring substantial experience as a licensed broker, Thomas joined a growing retail franchise chain in central Virginia as a corporate officer and Director of Real Estate Development.  He was directly involved in the negotiation of all contracts, leases, and financing, as well as joint venture agreements.   

Over time, Thomas’ experience was enhanced by valuable, routine exposure to retail franchising and store operations.  Concomitant with his corporate responsibilities, he became a founding co-partner and president of a very successful neighborhood grocery store.  In this position, he remained pro-active in retail store management for ten years.

After resigning his position in Virginia in 1987, Thomas sold his going concern, financial interest to his managing partner, and entered into an intensive period of apprenticeship and study in real property analysis and valuation in Orlando, Florida.  After several years, he sat for licensing exams and was certified by the State of Florida as qualified by experience and training to value the most complex commercial properties.  

His extensive commercial real estate and business background has provided a solid and practical foundation for economic and valuation theory.  His practice ultimately encompassed a broad sweep of commercial property valuation, market feasibility studies, and financial analysis.  Much of his later work was highly complex and specialized.

Thomas is a trained hospice care worker.  He serves on the board of a charitable organization that, for over twenty years, has focused on the education of and outreach to those of limited resources, primarily in the Philippines and in Africa.   

Thomas earned his BA Degree in Fine Arts from The College of William and Mary in Virginia.  Subsequent education includes some twenty courses; such as Risk Analysis, Capitalization Theory, and Regression Analysis, through the American Institute of Real Estate Appraisers, as well as three years of post-graduate studies.
 
Bela Vora
Bela Vora
Focus: Management and Marketing

As GreenMicrofinance Director of Operations, Bela brings strong business skills to her passion for mission based organizations.  Her experience in business and financial management, combined with a solid background in marketing and advertising, provides a winning combination for ensuring strong operations of GreenMicrofinance. 

Born and raised in Mumbai, Bela began her marketing career in Mumbai with Nexus Advertising as Account Executive.  She was responsible for all aspects of the client’s annual advertising campaign, including strategy presentation, media buying, artwork creation, coordinating photo shoots and invoicing.  She joined as a management trainee and in one year was reporting to the Managing Director servicing a client that represented 80% of the agency's billing.    

After relocating the United States, Bela became Marketing Coordinator for a small on-line company, managing the presentation process of marketing the start-up company through seminars.  She also conducted competitive analysis to restructure the company’s products.


At Ten Thousand Villages, a non-profit fair trade organization, she started as a temporary seasonal help to support a new location and became the Store Manager within weeks.  The success of her store gave her an opportunity to rise to regional supervisory position.  She provided management expertise to six regional stores through recruitment and training, liaison with head office, implementation of customer service, inventory control and visual merchandising strategies.   She did extensive community

She is very passionate about free enterprise solutions to alleviating poverty and is immensely grateful for the opportunities to make a living while pursuing her passion.  She loves to read, travel and create memories with her wonderful family.

 

 
Kathleen Robbins
Focus: Clean Energy, Biofuels
An accomplished senior executive, a dynamic leader and a proven innovator, teacher and serial entrepreneur, Dr. Kathleen Robbins brings more than twenty five years of successful leadership experience in all aspects of business management, business development, marketing and sales covering consumer products, computer hardware and software, and communications, including cellular and WiFi companies. She has a proven track record of identifying and capitalizing on profitable growth opportunities, expanding existing ones and developing staff.

With an engineering science degree from the United States Air Force Academy, Kathleen returned to graduate school and earned an MBA to round out her education. Upon completing the MBA program, Kathleen joined Procter & Gamble. While working with P&G she identified an unmet business need of P&G and along with a partner, created a company to meet this need. Customers eventually included consumer product companies such as Procter & Gamble, Carnation and G.D. Searle.

Transitioning from consumer products, Kathleen moved into high technology and held successful positions with computer manufacturer Wang Laboratories, consulting with Computer Sciences Corporation and executive leadership with Cellular One. Her career encompasses not only traditional management with extensive financial, operations, sales, marketing and business development expertise but as an entrepreneur and visionary leader able to identify and capitalize on new opportunities.

In 2003, Kathleen resigned from Cellular One upon completing her Doctor of Ministry to create an international organization based on her work in her doctoral dissertation. Her dissertation, The 4th Communications Revolution: Bringing a Voice to the Developing World forms the theoretical basis for this program. It envisions using technology to aid or create micro enterprises in developing countries that provide a sustainable source of income in the rural areas to the entrepreneur while providing cost effective access to modern information communications technology to her neighbors and friends and a profitable customer to the technology provider.

In 2005, Robbins returned from a short time with the Peace Corps in Botswana and has a lead an effort to provide access to information communications technology to people in developing countries living on $2 or less a day and is currently working in Haiti to replicate the hugely successful Grameen Village Phone program.

Kathleen oversees Green Microfinance Clean Energy Programs. She is now working on a biofuels program in Haiti which involves addressing environmental and rural economic issues in addition to energy availability. The program uses a non-edible plant native to Haiti that grows on land that has been deforested and upon which food corps will not grow. It is designed to ensure the small farmer is a major beneficiary in the biofuels revolution.

Throughout her career, Kathleen has demonstrated the ability to work with a wide spectrum of people, providing leadership that brings out the best in them. She brings her unique combination of education, experience and training to solve business challenges in ways that create long-term, sustainable win/win situations.
 
Joan C. Hall

Focus: Microfinance Specialist
Joan has fifteen years of experience in international development, with a specialty in microfinance. She received her Master of Science degree in Development Management in 1986 from The American University in Washington , D.C.

She began her career with FINCA in El Salvador in 1990, working with John Hatch, President and Founder of FINCA, to create one of the first microfinance institutions in that country. That MFI, the Centro de Apoyo a la Microempresa, is still providing microfinance loans to thousands of poor women and changing their lives. She also worked with Catholic Relief Services in El Salvador , training a number of local partners in microfinance. Some of these partners have merged in the financial company Enlace, which currently reaches 13,000 microfinance clients.

Subsequently she became the supervisor of a group lending program in southern Viet Nam , a program that supported farmers, livestock producers, and microentrepreneurs with microloans. After Viet Nam , she became the supervisor of a program that provided small business loans to Palestinians in the West Bank for asset acquisition and working capital. In 1998, she became an independent consultant, and has worked with such organizations as UNCDF, the African Development Bank, the InterAmerican Development Bank, USAID, governments, NGOs, and others.

Her consulting work targets noncommercial and transforming institutions, including microfinance, small business, and rural finance institutions, as well as cooperatives and credit unions. Her skills include training and technical assistance, financial analysis, portfolio management, product development, the environmental impact of credit, management information systems, and monitoring and evaluation. She works in English, Spanish, and French.

In 2002, the year of the World Summit on Sustainable Development, Joan joined with her two colleagues in creating an initiative aimed at promoting the positive environmental impact of microenterprise, using microfinance as a tool. Green Microfinance is the result.

 
Betsy Teutsch
Focus: Special Projects, Investor Education, Voluntary Carbon Markets
Betsy Teutsch, Director for Special Projects, has been a prolific Judaica artist, entrepreneur, and community builder for over 30 years. Born in Fargo, North Dakota, she studied at Brandeis University and Hebrew Union College where she trained as a religious educator. For the past 22 years she has lived in Mt. Airy, a socially progressive neighborhood in Philadelphia, where she raised her two children with her husband David, a leading ethicist, and has been involved in a myriad of local initiatives.

Betsy launched Philadelphia’s www.PhillyFreeCycle.org and is a founder of Mt. Airy Greening Network (MAGNet) and the new Sustainable Mt. Airy. Her blog, www.moneychangesthings.blogspot.com promotes Socially Responsible Investing, Consuming, and Sustainability and has attracted 1000’s of visitors. She is on the Board and Executive Committee of the Neighborhood Interfaith Movement, where she co-chairs Sustaining Creation: the NIM Environmental Network. She works with Kiva.org and writes a weekly column for To Till and To Tend for COEJL: Coalition on the Environment and Jewish Life.

Betsy’s artistry is online at www.kavanahcards.com. She is the mother of Zach, a union financial educator, and Nomi, a college student who this summer will work with Darfuri refugees in Israel.
 
Dan Lundmark
Focus: Media and Communications
Dan Lundmark is an award winning interactive media designer, technologist, and entrepreneur, providing solutions to businesses and organizations around the world for over 15 years. He has completed many design projects that extend brand identity consistently across applications, websites, interactive CD-ROMs, DVDs, and print marketing collateral.

Recently competing in an international contest for application design, Dan was a top 6 finalist and prize winner out of 2800 contestants, gaining mainstream attention including accolades from New York Times columnist David Pogue who chose Dan's Blossom application and UI design as a favorite of the contest.

Earlier in his career, Dan developed curriculum and taught new media classes at the American Film Institute and developed interactive design projects for Intel, Sony, UCLA, Warner Brothers, Blue Cross, Earthlink, and Sony Home Entertainment. Dan was a founding member of several successful tech business ventures. 

Dan has always enjoyed art, technology, and economics.  In school he formally studied art and design, including art history, drawing, logo and brand identity development, color theory, typography, photography, and interactive design. He also studied computer information systems analysis and design, and has a BA in information systems and economics. Dan also holds an MBA from Eastern University focused on international economic development. While finishing graduate school, he was awarded a research grant to study financial literacy in urban neighborhoods,  and concluded with studies in Mexico, working with an NGO-backed MFI and a technology resource center for youth in the Distrito Federal region.

Working with the GMf team, Dan is currently producing and directing a documentary film highlighting the environmental policies and impacts of MFIs and microenterprises. This project began production in 2005, shooting in HD digital video on location in Latin America, Africa, and Asia, featuring Nobel Prize winner Dr. Mohammad Yunus, interviews with leaders in the microcredit field, and on site tours showcasing best practices. Dan is also director of photography on an independent feature film project currently in post production. He has been interviewed for network television and has had his video footage featured on CBS, NBC, ABC, FOX, and AP News. (see video project clips online at
http://www.vimeo.com/danboarder )

Dan also serves as technical advisor and director of partnership development for the CK2 after-school program and  Micro-Enterprise Charter Academy (MECA), connecting professionals with under-served youth, including a recent project connecting NASA JPL scientists with youth in Long Beach, CA to create interactive presentations and short films. In this position Dan also facilitated a relationship with Princeton Review to provide underprivileged youth with college preparation classes.

He is a member of the Usability Professionals Association, a beta tester for Adobe, Inc., and Parallels Inc., is an active member of the DVinfo digital cinematography community, and contributes to several open-source software projects. He likes to go hiking with his wife Melissa, ride his BMX bike at the skate park with the local youth, surf, and snowboard as much as possible.
 
Gregory Waldman

Focus: Outreach, University Partnerships 
As Outreach Officer, Greg uses his passion for microfinance to promote GreenMicrofinance on the web and through universities and local institutions.  A native of the Philadelphia suburbs, Greg uses his familiarity of area to expand the knowledge of GreenMicrofinance activities and its mission to students, local businesses, and other organizations.

Greg has lived for a total of 12 months in South America, where he studied in Chile and worked in Bolivia.  In Bolivia, he interned at Ayni Ruway, a non-profit NGO that is dedicated to the rehabilitation, education, and fair treatment of prisoners in the Cochabamba metropolitan area; a region that is the center of the drug trade in the country.  While interning, Greg created and carried out a project to make Ayni Ruway, a Fair Trade Organization (FTO), through becoming a member of IFAT (International Association of Fair Trade).  He also taught guitar and other Andean instruments to inmates.

Greg hopes to embark on a career in Microfinance and plans to attend graduate school next fall.  He has a B.A. in History/Political Science from Colorado College.

 
Regional Advisors

Juliane Kniebel-Hübner - Canada
Juliane is CEO of Calgary-based Naturener, which develops, owns and operates wind energy farms. She is overseeing operations in the United States and Canada. She has worked the last seven years in fields related to off-grid energy supply and microfinance developing countries. She received her Master of Business Administration and Engineering degree in Strategic Management and Electrical Engineering from the Technical University of Berlin, Germany.

Abhishek Lal, Co-Founder - US
Abhishek has been working with Green Microfinance from its inception. He has conducted workshops, initiated GMf projects, and developed trainings for MFIs. Abhishek has contributed to GMf’s education efforts by publishing articles on environment and microfinance topics in the Journal of Microfinance, and an international agriculture and development policy journal called IJARGE, in addition to various conference papers. Overseeing the launch of Green Microfinance’s Solar Lending Initiative, he has traveled to Haiti working with Fonkoze.

Bryan Benitez McClelland - Philippines
Bryan completed his Master of Environmental Studies degree at the University of Pennsylvania in 2007. Since 2007, Bryan has been living in the Philippines. He helps develop environmental programs for Gawad Kalinga, a local NGO that aims to eradicate poverty by building holistic communities for the poor. By training and working with local design teams, he has been introducing sustainable development principles and green building practices. One of his projects includes the construction of a demonstration-level ecovillage.

 
Advisory Board Members

Scott Edward Anderson - U.S.
Scott Edward Anderson served most recently as vice president for global development at Ashoka, the global association of leading social entrepreneurs.  He is the founder-writer of The Green Skeptic weblog, which covers climate change, social entrepreneurs, microfinance, and clean tech innovations and investments.

For 15 years prior to joining Ashoka, Anderson served in a variety of development and marketing management positions at The Nature Conservancy (TNC). While at TNC, he was elected a John Sawhill Conservation Leadership Fellow and was part of its Marine Habitat Goal and Climate Change Strategy teams.

He is currently a Senior Fellow with the Environmental Leadership Program (ELP) and was part of the organizing committee behind ELP’s “Emerging Leaders, Emerging Solutions” climate change conference at the New Jersey Institute of Technology in 2007. leading social entrepreneurs, and serves on the advisory board of Green Microfinance, LLC. He is the founder-writer of The Green Skeptic weblog), which covers climate change, social entrepreneurs, microfinance, and clean tech innovations and investments.

Declan Conway - Ireland
Declan is an experienced entrepreneur specializing in the telecom sector, having founded telecom infrastructure companies and mobile carriers that operate globally. His career spans more than 20 years in the Telecommunications and Software industry.

Declan was founder of Openet Telecom Ltd, in 1999, the world leader in Real-Time Charging and Transactional Intelligence for the wireless market. Openet secured contracts with over 100 carriers globally including AT&T, Verizon Wireless, Orange Group, and BT and processes billions of dollars of transactions daily.  Declan served as President and Chairman of the Company until he exited in 2002 and sold his shares to a consortium of institutional investors. 

Openet has been recognized globally as a technology and industry leader, winning many industry awards. It continues to enjoy high year on year profitable growth and shareholders includes institutions such as Benchmark Capital, Orange, SAIC, Cross Atlantic & AIB.

Since exiting Openet, Declan has focused on technology investing and social entrepreneurship. He co-founded VOIP enabler Flint Telecom Ltd in 2004 (NASDAQ:SMOA), founded Kinsale Mobile Ltd in 2005 and his social ventures include the Encircle Foundation Ltd in 2003, as a vehicle to engage corporates and communities to support Corporate Social Responsibility.

Encircle established the world’s first GSM charity network, Call4care, a mobile network in partnership with Red Cross, Amnesty International, Cancer Research and other global charities as an efficient and transparent tool to raise money for these organizations. Call4care is currently operating profitably in Europe and the USA and supports projects in Africa, Asia and Central America in partnership with T-Mobile, KPN, AT&T and other carrier groups.

Prior to 1999, Declan headed sales and marketing in Europe for Vertel Corporation (NASDAQ: “VRTL”). Declan graduated from Dublin City University as an Electronic Engineer in 1988 and was a nominated finalist in the Ernst and Young Entrepreneur of the Year in 2001. Declan services on a number of advisory boards including Traidlinks, an Irish Aid funded organization supporting the development of the private sector in the developing world.

Lynne E. Dant - U.S.
Lynne has a background in global management and marketing, as well as business operations. In 2002, she completed her MBA at Wharton and has a chemical engineering degree from University of Dayton. She has a strong interest in microfinance and clean energy. She is Chair of the Dayton School of Engineering Advisory Council.

For the past 19 years, Lynne has worked with Rohm and Haas Company. Most recently she was Marketing Director of Architectural Coatings, leading a global marketing segment team, managing the global research portfolio and marketing a roadmap for a $1.2 billion business unit within an $8 billion specialty chemicals company. She was accountable for developing strategies, working closely with regional business groups to achieve strategic goals.

Recently she has joined Genscape, Inc. relocating to Louisville, Kentucky as VP of Operations and Controls.  Genscape, Inc., with operations in the US and Europe, is the world's only provider of critical, real-time energy generation and transmission data. 

Richard Donald - Canada  
Richard Donald is the VP International at Jacques Whitford, a consulting firm that has delivered exceptional solutions to clients in more than 85 countries worldwide since 1972.  Jacques Whitford is a 100% employee-owned company, with over 1600 scientists, engineers and technical support staff. In 2006, Jacques Whitford was selected as one of the Top 100 Employers in Canada. In 2005, Jacques Whitford acquired AXYS Environmental Consulting Ltd. to become one of Canada’s largest environmental and engineering consulting firms.

As a multi-disciplinary firm of Environmental, Engineering, Scientific, Planning, and Management professionals, Jacques Whitford has provided consulting services on over 100,000 projects throughout Canada, the USA, and internationally in such areas as the Middle East, Caribbean, South and Central America, China, Central and Eastern Europe, Africa, Southeast Asia. Jacques Whitford currently has over 45 offices across North America, including Philadelphia, and internationally.  Through a variety of strategic partnerships, they have developed a network of key relationships ready to respond to clients’ needs around the world with local knowledge and expertise.   
   
Robert N. Meyer - U.S.
Robert is a consultant with 20 years of wide-ranging experiences.  More recently his role has been to envision, strategize, architect, and manage the creation of enterprise Information Technology solutions.  Robert is one of the original architects that helped create EquiLend, a company that has standardized security lending for the world’s leading financial services firms.  Additional experiences include building complex grid computing solutions on Wall Street, and architecting business process management solutions for large operation centers.  Presently, he consults at a Fortune 500 high tech manufacturing firm, working as a chief solutions architect designing multimillion dollar systems that streamline global customer service operations.

Robert has strong interest in green technologies.  He has a background in civil engineering, and was awarded an advanced degree from MIT in environmental engineering with a specialization in quantitative analysis of coastal systems.  He worked as a consultant for a number of years with CH2M Hill, a world renowned environmental engineering consulting firm.  His work included building models of polluted estuarines and coast lines, and conducting environmental impact studies of rivers and other wetlands.  He has sailed extensively on tall ships in the Atlantic, conducting environmental impact studies and studying oceanic fauna distributions.

Robert grew up in rural third world countries including Dominica, Nepal and India.  He has hiked multiple Himalayan ranges and continues to enjoy the outdoors in the United States as he chooses to commute to work by bike instead of by car.
 
Language Capabilities
Our personnel have language skills in English, German, Spanish, French, and Turkish.
 


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