USAID MicroLinks Note from the Field

Honduras: Blending Finance, Technology, and Training to Encourage Responsible Growth

La Mosquitia, one of the last remaining tropical forest areas left in Central America, is the most impoverished region in Honduras. Local communities, including the indigenous Miskito (or Mosquitia) people, have struggled to keep alive their distinctive cultural heritage while dealing with the threats of environmental and economic uncertainty.

Through a carbon-neutral biofuel initiative,  the MOPAWI (from Mosquitia Pawisa) seek to generate equitable social development through sustainable microenterprise  utilizing palm oil  that is used for a variety of purposes.   This approach will provide financial, social, and environmental returns in order to:

• Increase local employment while decreasing out-migration;
• Lower the cost of production and with lower agricultural labor;
• Reduce waste and increase product yield; and,
• Decrease emissions and deforestation.

“The beauty of this enterprise,” says David Hircock, Senior Advisor for Estée Lauder, “is the multidimensional, entrepreneurial approach. Many elements of this approach can bring much-needed cash into the economy and also negate the need for cash. For example, the indigenous community may not need to purchase diesel. Additionally, the enterprise incorporates important elements affecting local security issues, such as food, water, land and economics. Perhaps most importantly, this enterprise could show that the Mosquitia people are integral to the sustainable development of the area and local economy of Puerto Lempira, whereas at the moment they are so often marginalized. Now they can have a much-needed voice.”

Microfinance and Climate Change: Can MFIs Promote Environmental Sustainability The Summary was authored by our own Betsy Teutsch, GreenMicrofinance, Director of Communication.  Great work, Betsy!

This report summarizes key themes and “lessons learned” from the “Microfinance and Climate Change: Can MFIs Promote Environmental Sustainability?” Speaker’s Corner, held November 18-20, 2008.  Nearly 200 participants from over 40 countries participated in this discussion hosted by GreenMicrofinance, allowing participants to connect and learn about each other's activities.

Energy-Efficient Cookstove

Why Women's Rights Are the Cause of our Time
New York Times Magazine
August 23, 2009

WHY DO MICROFINANCE organizations usually focus their assistance on women? And why does everyone benefit when women enter the work force and bring home regular pay checks? One reason involves the dirty little secret of global poverty: some of the most wretched suffering is caused not just by low incomes but also by unwise spending by the poor — especially by men. Surprisingly frequently, we’ve come across a mother mourning a child who has just died of malaria for want of a $5 mosquito bed net; the mother says that the family couldn’t afford a bed net and she means it, but then we find the father at a nearby bar. He goes three evenings a week to the bar, spending $5 each week.

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Reflection on the NY Times Article....

WHY IS MICROFINANCE AND THE ENVIRONMENT important to women today?  How can micro-finance be used for Energy Meeting Women's Needs?   

(Please see Sarah Ban's blog post on June 18!)

Portfolios of the Poor How the World’s Poor Live on $2 a Day

By Daryl Collins, Jonathan Morduch, Stuart Rutheford, & Orlanda Ruthven
Princeton University Press

Indispensable for those in development studies, economics, and microfinance, Portfolios of the Poor will appeal to anyone interested in knowing more about poverty and what can be done about it.

During the Opening Plenary at the Microcredit Summit in Colombia, Ingrid Munro, Founder and Managing Trustee of Jamii Bora in Kenya, shared that her institution, founded together with 50 beggars, is currently celebrating its tenth anniversary.   Their mission is to assist their members to get out of poverty and build a better life for themselves and their families. By being a member of Jamii Bora, you get access to a ladder -which you can use to climb out of poverty. While Jamii Bora provides the ladder, the borrowers do the climbing themselves.  She went on to share the inspiring stories of many of Jamii Bora's clients, who having started as beggars now own multiple businesses, are employers, and are helping others climb out of poverty.

One of Jamii Bora's key rules is that they love every member.   It doesn't matter where you come from; what matters is where you are going. They do not accept excuses; the way to hell is paved with excuses.   Jamii Bora doesn't only seek to lift people barely above the poverty line; it seeks to inspire its members with the confidence they need to reach to the sky and beyond.                                                                        

Posted Mon, 06/08/2009 by Lisa Laegreid microLINKS

Elizabeth Israel interviewed Ingrid in Bali in 2008. Dan Lundmark captured on film.  See blog entry My Chat with Ingrid Munro. Since then Elizabeth's and Thomas' new grandchild, Pooja, was adopted by their son and his wife (and 2 children) in Vermont; two years ago she was six years old, homeless, found wandering on the streets of Delhi.

Namaste!   My four children have all graduated from Woodstock School located in the Himalyan mountains in northern India during the time we lived in rural Nepal.  Over a span of 7 years various family members trekked and enjoyed these majestic mountains.

It was with great interest I watched "On Thin Ice", this one-hour PBS special on NOW.  It is an alarming  report on glaciers.  

http://www.pbs.org/now/shows/516/index.html

Seventy-five percent of the world's fresh water is stored in glaciers, but scientists predict climate change will cause some of the world's largest glaciers to completely melt by 2030. What effect will this have on our daily lives?

Environmentalist Conrad Anker, one of the world's leading high altitude climbers, warns, "We can't take climate change and put it on the back burner. If we don't address climate change, we won't be around as humans."

Congratulations GGAP on a MUST READ!

...for the April 2 Report on Greening Microfinance: Clients and the Climate of Change

With environmental challenges-from drought to flooding-disproportionately affecting poor people's livelihoods, microfinance institutions have a strong incentive to mitigate the risks of climate change while helping their clients adapt to that change, argues Paul Rippey, the author of the latest report from CGAP on microfinance and climate change.

...to Paul Rippey, on the well-written article,  Microfinance and Climate Change: Threats and Opportunities.   Great work, Paul!

"Within microfinance, the word ‘sustainable' has tended to be used in a very narrow way, mainly referring to institutions that are financially viable," says Rippey. "But just as many MFIs have added social performance to their bottom line, they should also consider how their actions-and those of their clients-can help combat climate change."

Thank you, CGAP, for making mention of GMf in the Report and as an Additional Resource on your Feature page.  

Recently the World Economic Forum in Davos released a new study on Green Investing: Towards a Clean Energy Infrastructure.  In the study it states that "two billion people worldwide have no access to modern fuels and 1.6 billion have no access to electricity. In addition, hundreds of millions more live in areas with unreliable grids and experience regular outages disrupting light, water pumps and other essential functions".
GreenMicrofinance was listed in the study as one of eight global organizations "working on innovative ways of using microfinance to provide clean energy in developing countries". (p.21)

J2008 Tech Awards TONIGHT!  Join a Live Webcast   7:00 pm PST

Mr. D. Vidya Sagar, Director of SKG Sangha, INDIA, is part of an esteemed group of 2008 Tech Laureates, who were selected from hundreds of nominations representing 68 countries.  Today, twenty-five innovators from around the world, recognized for developing and applying technology to benefit humanity, will receive the 2008 Tech Award in San Jose, California.  

These Laureates have developed new technological solutions or innovative ways to use existing technologies to significantly improve the lives of people around the world.  This year, the 2008 Laureates represent the truly global vision of the program, spanning countries such as Senegal, Peru, Hungary, Canada, Namibia, Germany, Egypt, India, United Kingdom, Laos and the United States. Their work impacts people in many more countries worldwide.

Professor Muhammad Yunus, pioneer of microcredit and founder of Grameen Bank, is the recipient of the 2008 James C. Morgan Global Humanitarian Award. Dr. Yunus will accept this distinguished honor during The Tech Awards Gala tonight! 

GreenMicrofinance team welcomes Mr. D. Vidya Sagar, this coming weekend to Philadelphia as our guest.  On Saturday evening, we are hosting an event, Harnessing Clean Energy to Microfinance: Waste is Wealth, during which Mr. Sagar will be sharing on biogas technologies that address a range of issues including energy, sanitation, poverty, health, and education.  Please check Betsy Teutsch's blog post for more information on our First Delaware Valley Event.   

Over the past days we have been video-taping various folks here at the conference. I had the privilege to meet and chat with Ingrid Munro founder of JamiiBoro in Kenya, a member organization that works with and uplifts street beggars.
The story of those who have been supported by JamiiBoro is an inspiration – whether through microfinance program or through her housing program and Levuka, a program for alcoholics. Another amazing initiative is Kaputei Town, a housing initiative for some 2,000 families, that will provide employment, housing, and a safe environment in which to live. Ingrid was able to secure around 290 acres of prime land in Kisaju for this project.
Beyond the conversation of our work over the past 28 years with the poor, two white-haired grandmothers here at the Summit shared stories of our children and grandchildren.
Ingrid has 5 children, some of whom were adopted.  My oldest son and his wife from Vermont are adopting Poojah, an Indian six year old girl who was abandoned in the streets of New Delhi two years ago. She will be my eighth grandchild and will be well loved.  As I encounter street beggars and children again, I will always be reminded of both Ingrid’s work and Poojah’s early years.